Kristjan Lepik graduated from University of Tartu in 2000 with a master’s degree in corporate finance and investments, banking and financial management. During the years 2000-2006 he worked at LHV Bank as brokerage unit manager. In October 2006, Kristjan Lepik launched the independent financial portal www.tarkinvestor.ee and related consultancy firm. Since 2012, he has been the member of Estonian Development Fund in Development Monitoring Division and is responsible for the analysis of “smart specialization” to find areas in which Estonia will have a greater potential for business and scientific cooperation. Lepik has lectured on investing and trading in various seminars, conferences and the universities.